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150
Current
Review
Answered
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Question 1 of 150
1. Question
Which of the following terms best describes premises liabilty?
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Question 2 of 150
2. Question
A Miscellaneous bond is most likely used for ______________.
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Question 3 of 150
3. Question
Which below is an example of a hazard?
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Question 4 of 150
4. Question
Which answer best descibes when an insurance company will pay the costs to repair or replace damaged property by a covered cause of loss without a deduction for depreciation?
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Question 5 of 150
5. Question
Charging _____________ has become a common practice of contractors in hail storm claims?
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Incorrect
Question 6 of 150
6. Question
Which statement below is best practice for insured to handle a claim?
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Question 7 of 150
7. Question
A drunken driver runs into the side of an insured dwelling, the insurance company pays the homeowner and subsequently seeks financial recovery from the legally liable party. This process is called______________?
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Question 8 of 150
8. Question
Which is a Fidelity Bond in a form of protection that covers policyholders for losses that they incur as a result of fraudulent acts by specific individuals?
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Question 9 of 150
9. Question
A fire has occurred in Mr. Wong’s garage. The date of the loss is February 17, 2017. After filing the claim, Mr. Wong discovered a small problem; his policy covers the period from February 1, 2016 through February 1, 2017. The date February 1, 2017 would be considered his policy’s ________?
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Question 10 of 150
10. Question
How would you resolve? A hailstorm caused major damage to the named insured’s wooden fence at the insured location. The fence was estimated to be about 10 years old. How will the adjuster determine the settlement of this claim per the Homeowners Form — B policy without an added endorsement?
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Question 11 of 150
11. Question
A large fire destroyed all of the insured’s living room furniture. Under what coverage in the Homeowners B policy would this loss be applied?
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Question 12 of 150
12. Question
How would you resolve? A large hailstone broke the front window of an insured’s dwelling, Mr. Policyholder went to the lumberyard and purchased a sheet of wood to cover the broken window. The insurance company will reimburse the policyholder at a later date. What is this example called?
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Question 13 of 150
13. Question
A large amount of debris fell into an insured’s yard, in which section of the Homeowner’s policy would the Debris Removal clause be found?
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Question 14 of 150
14. Question
Which representative of the insurer (insurance company) seeks to determine the extent of the insurer’s liability for loss when a claim is submitted?
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Question 15 of 150
15. Question
Choosing to maintain your license, what example below would apply?
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Question 16 of 150
16. Question
A supermarket had an accident, a customer purchased a carton of milk that had a small leak in it which caused the tile flooring to become slippery. When several customers lost their footing as a result of the slippery floor they filed a claim for injuries. Under what type of Commercial General Liability policy would this claim be filed?
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Question 17 of 150
17. Question
A Texas claims adjuster received his adjuster’s license from the Texas Department of Insurance on March 16, 2015. During what month and year will he need to renew his license?
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Question 18 of 150
18. Question
What would result if a policy condition eliminated coverage for a type of risk?
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Question 19 of 150
19. Question
John Smith is a California resident and has applied for a Texas adjuster’s license after passing the adjuster pre-licensing exam. His residential status will be considered ____________________ by the Texas Department of Insurance?
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Question 20 of 150
20. Question
If an insurer has a reasonable basis to believe that a loss resulted from arson; the insurer shall notify the claimant in writing of the acceptance or rejection of the claim not later than ___________________.
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Question 21 of 150
21. Question
Which is the correct name for the oldest type of insurance that covers ocean vessels?
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Question 22 of 150
22. Question
Adjuster Johnson completes a thorough inspection on a flood-damaged dwelling. Adjuster Johnson makes a payment under the Flood policy. The settlement will afford the insured to repair their home to a safe, secure, and sanitary condition. The __________ would oversee the repair standards.
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Question 23 of 150
23. Question
After a hailstorm Mrs. Martinez files a claim. When the adjuster arrives to inspect her home she decides to show the adjuster some other damage not related to the recent hailstorm. After reviewing the damages, the adjuster realizes that some of the damage will not be covered under the claim related to the hailstorm. As a result there will be full or partial denials of coverage by the adjuster, how must this be resolved?
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Question 24 of 150
24. Question
After a major hurricane all of the homes on the coast were coded by the insurance company as priority losses. Insurance companies categorize the size of a loss and the extent of damages by _____________.
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Question 25 of 150
25. Question
Which answer best describes when an insurance company will cover an insured’s lodging bill while damage to their home is being repaired or until the insured moves to a permanent residence?
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Question 26 of 150
26. Question
___________________________ is a form of insurance providing wage replacement and medical benefits to employees injured in the course of employment.
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Question 27 of 150
27. Question
All of these are examples of an insurance company except_____________.
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Question 28 of 150
28. Question
Which answer best describes an unfair claim settlement practice?
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Question 29 of 150
29. Question
If in an investigation, after receipt of a properly executed proof of loss, the insurer needs more time to determine whether a first party claim should be accepted or denied, it shall so notify the first party claimant within ______________ days after receipt of the proof of loss; given the reason is more time is needed.
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Question 30 of 150
30. Question
Which is an example as a possible Act of God?
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Question 31 of 150
31. Question
Name an instance when a person can adjust a claim without an Adjuster’s license, within the law.
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Question 32 of 150
32. Question
Which one of the following definitions describes the term contract?
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Question 33 of 150
33. Question
An insured files a claim that is not a covered loss by the general insurance contract. Non-coverage of a loss would be found in what section of an insurance policy?
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Question 34 of 150
34. Question
Anticipating a major hurricane, Mr. Smith relocated about $50,000 worth of furniture, clothing, and electronics from the loss location. He rented a storage unit from ABC Rent-A-Space. Mr. Smith went to retrieve his personal property from ABC Rent-A-Space and discovered the items had been stolen. Mr. Smith has submitted a theft claim under the Texas Homeowners Policy. He has a limit of liability of $80,000 for contents. How much settlement do you show Mr. Smith receiving?
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Question 35 of 150
35. Question
Assuming Mr. Insured has a Flood Policy with no coverage issues, he suffers a total loss flood to a non-residential building in the amount of $500,000. What is the maximum amount payable to the insured?
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Question 36 of 150
36. Question
As a policyholder, there are several duties that are listed in the Homeowners policy that are required after a claim has been made, which section of the policy would you find these duties?
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Question 37 of 150
37. Question
As a result of a large structural fire, a grocery store was unable to conduct regular business. This loss would be an example of_____________.
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Question 38 of 150
38. Question
As a result of a total loss fire at the insured’s location, the insured has an extra expense for food and hotel costs. This is an example of_____________.
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Question 39 of 150
39. Question
Assuming Mr. Insured has a Flood Policy with no coverage issues, he suffered a total loss flood to the main dwelling in the amount of $500,000. What is the maximum amount you show payable to the insured?
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Question 40 of 150
40. Question
What is the law that says that each party is legally entitled to the best representations of the other, and each party should have a reasonable expectation that the other is acting without attempts to conceal or deceive?
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Question 41 of 150
41. Question
Claims Adjuster Box received a claim on January 2, 2017, she reviewed and attempted to reduce the size of the claim without cause. What is this action?
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Question 42 of 150
42. Question
All of the following are conditions commonly found in the insurance policy, EXCEPT____________________.
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Question 43 of 150
43. Question
Claims Adjuster Smith receives a notice for a fire claim. He meets with the homeowner at the loss location, evaluates the claim and makes a payment to the homeowner for all the damages. What is the name associated with the person who receives payment for the loss?
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Question 44 of 150
44. Question
Claims Adjuster Williams meets with an insured on March 15, 2017. The insured is very angry with Claims Adjuster Williams because the appointment was scheduled for March 10, 2017. As a result of the missed appointment by the adjuster, he back dates the claim notes to March 10, 2017 and provides coverage when coverage doesn’t exist. This is an example of a violation under the following ______________________.
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Question 45 of 150
45. Question
Claims Representative Jones estimated damage to the loss location. The initial amount of the loss did not exceed the policy deductible of $500. In order to provide a payment to the insured, the adjuster added an extra $800 to her estimate. This is an example of___________________.
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Question 46 of 150
46. Question
____________ insurance covers the loss of shipping costs if cargo is damaged. Replacement cargo must be shipped, causing a second payment of shipping costs.
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Question 47 of 150
47. Question
Driver A is traveling Westbound on Spring Oaks Street, Driver B is traveling Southbound on McMiller street, they collide at a busy intersection. This is an example of_____________________________.
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Question 48 of 150
48. Question
What insures that an insurance company or a bank will guarantee satisfactory completion of a project.
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Question 49 of 150
49. Question
Which of the following is MOST closely related to a misleading Advertisement?
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Question 50 of 150
50. Question
___________________ prevents an insurance company from asserting something contrary to what was implied by a previous action or statement that was presented as a material fact.
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Question 51 of 150
51. Question
Courts award _________________ damages to create disincentives; this discourages behavior that is deemed highly undesirable by society.
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Question 52 of 150
52. Question
Which method of loss valuation is conflicting to the basic principle of indemnity?
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Question 53 of 150
53. Question
A _______________________ is someone who is pursuing their claim directly against the at-fault person or the at-fault person’s insurance company.
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Question 54 of 150
54. Question
Which of the following is an example of a Public Adjuster?
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Question 55 of 150
55. Question
__________________ imposes certain deadlines on insurers for responding to, investigating, and accepting or rejecting claims.
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Question 56 of 150
56. Question
If a property is covered by Company A for $20,000 and Company B covers the same property for $40,000, how much will company A pay on a $24,000 loss?
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Question 57 of 150
57. Question
Evan’s house is located 1 mile from the county’s new landfill and across the road from the entrance of a rock quarry. To rebuild the house if something happened to it, it would cost $150,000. But when Evan tried to sell it, the best offer he received was $80,000. His insurance company will insure the house for only $80,000. What is the correct answer?
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Question 58 of 150
58. Question
If the limit of insurance is $100,000 and the deductible amount is $500 when a $115,000 loss occurs, the insurance company will pay ______________.
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Question 59 of 150
59. Question
All of the following are found in the declarations section of a policy EXCEPT:
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Question 60 of 150
60. Question
Which below is an example of policy conditions?
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Question 61 of 150
61. Question
Jerry is an adjuster for an insurance company, he receives a salary and he is entitled to benefits for himself and his family. Jerry would be considered what type of adjuster?
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Question 62 of 150
62. Question
Bonds of various types guarantee a payment or reimbursement for financial losses resulting from all of the following, except:
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Question 63 of 150
63. Question
Encouraging a policyholder to submit a claim to recover an amount that is less than the dollar amount due in the practice of Good Faith under the auspices of the policy – this is a violation of the_______________________.
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Question 64 of 150
64. Question
In the event of a weather-related catastrophe or major natural disaster, as defined by the commissioner, the claim handling deadlines are extended for an additional amount of time. How many additional days are added to the deadline?
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Question 65 of 150
65. Question
Which of the following definitions best describes the part of the insurance contract that promises to pay if a loss occurs and meets the conditions of the contract?
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Question 66 of 150
66. Question
Insured Billy Bob owns a building that is valued at $400,000. To comply with the 80% coinsurance provision of his insurance policy, how much should Billy Bob insure the property for?
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Question 67 of 150
67. Question
Terrance routinely fails to disclose known facts in an attempt to defraud his prospective clients. These act are termed ____________________.
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Question 68 of 150
68. Question
Adjuster Jack has been assigned to work a house fire claim. Jack suspects arson, but continues to investigate the claim leaving the impression that there are no problems with the claim because he doesn’t like confrontational situations, he believes that the claim may not be covered. The carrier may be______________________________ from denying coverage for the loss at a future date.
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Question 69 of 150
69. Question
Select the best example below that describes the term competent, in regards to a contract
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Question 70 of 150
70. Question
You are assigned a hail claim, you’re insured, Linda has a satellite dish owned by Satellite TV that was damaged along with her roof in a hail storm. Ms. Linda is insisting that you pay for the dish; however, you do not recommend replacement, because Ms. Linda does not have ________________the property.
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Question 71 of 150
71. Question
You are adjusting a hail claim on insured Mr. Don’s Home. ___________________________requires that you make sure that Mr. Don receives a payment equal to that of his covered loss (minus the deductible) so that he will be restored to the same position after the loss as before the loss.
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Question 72 of 150
72. Question
You are assigned a wind claim. Insured Tom Davis had a Windstorm rip 30% of the shingles off the roof of his two story house. Mr. Davis has a ______________________ to secure a tarp on his roof. (mitigate)
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Question 73 of 150
73. Question
Adjuster Bill has been assigned to adjust a slip and fall claim for a grocery store. The insured is not only insisting that the carrier pay for any losses as a result of their own possible negligence, but even pay to defend them against a lawsuit in court, per their liability coverage. This is called _______________________.
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Question 74 of 150
74. Question
Which term describes, interviewing claimants and witnesses, consulting police and hospital records?
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Question 75 of 150
75. Question
Which term is used to describe best practices in claim handling that must be utilized in the same spirit in which the policy states?
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Question 76 of 150
76. Question
Which answer is the best example in describing, “mitigate damages”?
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Question 77 of 150
77. Question
Which occurrence best describes when an insurance company requests an insured’s tax returns?
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Question 78 of 150
78. Question
An Adjuster is assigned a residential property claim. Insured Carl James’ house has sustained damage, a lightning strike caught his house on fire – minimal damage. Mr. James’ Coverage A ____________ insurance provides coverage for risks such as fire, lightning, and storm damage.
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Question 79 of 150
79. Question
Stanley has been assigned a claim. His insured, Brenda, has sustained an extensive fire to her home. Once Stanley has done a thorough inspection and investigated the claim, Stanley made an offer to settle. Brenda is shocked at Stanley’s recommended dollar amount and thinks the settlement should be higher. How should Stanley proceed?
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Question 80 of 150
80. Question
Adjuster John is assigned a fire claim. The insured, Susan has an HO-B policy with no endorsements. Her very old bed in flawless condition, was destroyed by the fire. She provided recent photos establishing the condition and value of the bed. John should value the bed as a__________________________.
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Question 81 of 150
81. Question
Which is a feature in a Standard Fire Policy?
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Question 82 of 150
82. Question
In the process of inspecting a roof, Adjuster Stone watched his insured’s pet dog bite a neighbor in his neighbor’s yard next door. The ______________coverage would pay the medical bills.
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Question 83 of 150
83. Question
The insured has damage to the roof of his home as a result of a hailstorm. Adjuster Peter correctly chooses to apply the roof damage to the _______________ coverage of John Doe’s HO-B policy.
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Question 84 of 150
84. Question
Insured George moved out of his old house and into his new home 61 days ago. He is trying to sell his vacant home. George has current HO-B policies on both properties. The vacant home had the hot water heater burst and water damage was noted throughout the dwelling. This would be handled as ______________.
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Question 85 of 150
85. Question
Insured Tammy Faye has an HO-B policy with the following coverage: Coverage A:$100,000; Coverage B: $40,000; Coverage C: $60,000; with a deductible of $500. Ms. Faye had a grease fire in her kitchen frying bacon because she was distracted by a telephone call. Ms. Faye has $1,025 damage to the building. What is the correct amount that the carrier should pay Ms. Faye?
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Question 86 of 150
86. Question
_________________________ is Texas’s primary consumer protection statute. The statute prohibits a list of deceptive trade practices deemed to be false, misleading or deceptive.
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Question 87 of 150
87. Question
Adjuster Joe is assigned a claim for wind damage. Insured Stormy Bell’s house had severe damage on 70% of the roof. Ms. Bell tarped her entire roof immediately after the storm. Due to continuing heavy rains after the main storm, Ms. Bell has interior water damage in her home. Based on this information alone, Ms. Bell has met the conditions in her policy regarding __________________________.
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Question 88 of 150
88. Question
You are assigned to work an automobile accident where your insured T -boned another automobile. Your insured in this claim, JR was arrested for DWI. Which answers are correct?
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Question 89 of 150
89. Question
Barbara Smith was driving a rental car that rolled over and collided with another vehicle, she had declined coverage from the rental car company; her personal auto policy has the Texas state minimum liability coverage only, what is the conclusion?
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Question 90 of 150
90. Question
Adjuster Drew Jacobs is assigned to adjust an auto accident. During the course of his investigation, his insured, Alex is curling her hair driving to work. Alex is not ambiguous in the least about the fact that she never looked up from her mirror while proceeding through the intersection where the collision occurred. Drew may recommend that Alex’s carrier __________________ the liability claim.
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Question 91 of 150
91. Question
A Texas personal auto policy without endorsements has how many parts?
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Question 92 of 150
92. Question
You are adjusting a commercial claim with an insured, Richard Chopp, who owns a butcher shop. An employee of the company got his hand caught in a meat grinder due to his own carelessness. ____________________ are provided to this employee through worker’s compensation benefits, with no time or monetary limits.
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Question 93 of 150
93. Question
You are adjusting a commercial claim with an insured business owner, Ms Jones, who owns a Harley Davidson motorcycle shop. She has an employee roofing her company’s building, the employee falls 35 feet to the ground and dies. This is a ____________________ under workers comp insurance.
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Question 94 of 150
94. Question
Adjuster Johnson is assigned to adjust a Workers Comp claim. Insured Cal Poly was injured while working on her car at home and has filed the claim. Ms. Poly’s lost wages were not job related. Workers comp insurance ______________ pay this claim.
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Question 95 of 150
95. Question
You have an insured business owner, Justin Case that owns a tattoo shop. Mr. Case had an employee injure herself with Mr. Case’s chainsaw as a result of horseplay off premises at the employee’s home. Mr. Case’s wife Hardy, insisted that the employee file a workers comp claim. This is ________________ under workers comp insurance.
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Question 96 of 150
96. Question
You have a performance bond that stipulates if your completion date is before the target finish date you will be awarded an additional .25% of your $25,000 projected gross earnings. You have finished the job 10 days early. What would your performance bonus be?
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Question 97 of 150
97. Question
You are requesting a bond on your contractor in the amount of 10% of the agreed completion price for the project. The projected figures are $2,500,000. How much should the bond be that the contractor has to supply?
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Question 98 of 150
98. Question
You have a performance bond in place and every day that you are late with your job completion, you are required to pay a 1 % penalty based on your gross revenue. Your projected gross revenue is $2.5 million and you are 8 days late. How much penalty do you owe?
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Question 99 of 150
99. Question
An insured’s building has an actual cash value of $200,000, and he has insured the property for $120,000 with an 80% coinsurance clause. A $40,000 loss occurs. How much will the policy pay?
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Question 100 of 150
100. Question
Adjuster Craig is assigned to adjust a tractor manufacturing plant that was destroyed by fire. Craig’s responsibilities would not likely include ________________________.
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Question 101 of 150
101. Question
Adjuster Rusty is assigned to adjust a hurricane claim. His insured, JR James owns a hamburger joint. The storm knocked out power in the entire neighborhood for over two weeks. JR’s Burgers was not able to conduct business during this time. Mr. James files a business income (interruption) claim. Adjuster Rusty will need to request current and past _______________________ as well as other documents to process the claim.
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Question 102 of 150
102. Question
Adjuster Dean is a brand new adjuster. He has an insured, Bubba James that has a barbeque joint. A car smashed into the front of Bubba’s BBQ causing extensive damage. Bubba has coverage for $500,000 to his BBQ joint for any peril. If his deductible is $25,000 what percentage of his limit of liability would this be?
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Question 103 of 150
103. Question
Adjuster Brent has a hurricane claim as well. His insured, Henry Ford, owns an auto parts store. Mr. Ford does not own the building, rather he is a tenant who has a commercial property policy. The building that Ford’s Auto Parts is in has extensive wind damage to the exterior with minimal interior damage. Mr. Fords’ coverage will only pay for building damage that_________________________.
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Question 104 of 150
104. Question
When a parent is required to pay for damages caused by his or her children, this is called ______________________.
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Question 105 of 150
105. Question
You have an insured, Joey Thibodeaux, with an inland marine (boat) policy. Joey collided with another boat in the Gulf of Mexico. There is ____________________.
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Question 106 of 150
106. Question
You have an insured, David Greason that has a yacht policy. David owns several liquor stores and was throwing a company party on his yacht in Key West. His boat, named Blew By You, was hit by lightning during the party. This is ____________________.
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Question 107 of 150
107. Question
The _________________________ form affords “all-risk” insurance; it covers the cost of re-establishing records of accounts receivable and actual losses due to the inability to collect sums due, as a result of a covered loss. Coverage applies while the accounts receivable records are at the named insured’s premises, someone else’s premises, or in transit within the coverage territory. However, records in storage away from the named insured’s premises are not covered.
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Question 108 of 150
108. Question
Please choose the four major classes of ocean marine insurance that provide coverage against four types of losses.
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Question 109 of 150
109. Question
Under an Ocean Marine Hull policy, which of the following is included?
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Question 110 of 150
110. Question
What form covers the perils of the seas, such as, the hostile actions of Men-of-War (fighting ships), pirates, rovers and thieves, fire, lightning, earthquakes, enemies, jettison, barratry and other like perils.
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Question 111 of 150
111. Question
You have an insured, Al Capone that has a Marine Cargo Policy. Al’s cargo was thrown overboard during a riot on the docks in the port. This is an example of ________________________.
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Question 112 of 150
112. Question
The part of the policy that sets forth the rules of conduct, duties, and obligations of the parties is called the _____________.
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Question 113 of 150
113. Question
Which is an example of an insurance policy which pays some or all of your medical bills and lost earnings if you get into a car accident?
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Question 114 of 150
114. Question
An umbrella policy is a ____________________ liability contract that provides high limits of coverage, usually with broader coverage than underlying policies, for insured’s subject to liability claims of excess proportions.
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Question 115 of 150
115. Question
When underwriting and aircraft policy, the underwriter may want to know which of the following?
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Question 116 of 150
116. Question
Identify the type insurance classified by peril?
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Question 117 of 150
117. Question
What is the meaning of, the limit of indemnity?
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Question 118 of 150
118. Question
Which below guarantees payment for specific losses as provided under the terms of the policy?
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Question 119 of 150
119. Question
Which one of the following terms best describes expert witness?
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Question 120 of 150
120. Question
Name the part of an existing policy that provides coverage on a classification of property that has not been itemized. This floater usually provides coverage against damage, theft or loss.
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Question 121 of 150
121. Question
What is considered a false or misleading statement that, if intentional and material, can allow the insurer to void the insurance contract?
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Question 122 of 150
122. Question
What is the part of an insurance policy or bond referring to hazards, circumstances, or property not covered by the policy?
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Question 123 of 150
123. Question
What example below is a particular, separate article, stipulation, or provision in a treaty, bill, or contract?
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Question 124 of 150
124. Question
What is a demand to recover money under an insurance policy for a loss?
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Question 125 of 150
125. Question
How would you identify the part of a loss that the insured pays? It is taken out of the initial payment from the insurance company.
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Question 126 of 150
126. Question
Which is an example of an individual who has special training, skill, experiences and knowledge that makes her qualified to give dependable testimony in her area of professional expertise?
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Question 127 of 150
127. Question
Which example describes the misstatement of facts made on an application for insurance or an insurance agent who misstates coverage?
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Question 128 of 150
128. Question
Which of the following is NOT classified as personal property for insurance purposes?
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Question 129 of 150
129. Question
Where on the policy is the stated period of the policy?
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Question 130 of 150
130. Question
Adjuster Bill wants to make a career out of insurance adjusting. How many hours of continuing education must Bill complete every 2 years?
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Question 131 of 150
131. Question
In order to successfully apply for your Texas All Lines Adjuster License you must:
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Question 132 of 150
132. Question
There are three different licenses for insurance adjusters. Which of the following is not one of them?
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Question 133 of 150
133. Question
What would result if a Texas adjuster’s license expired MORE than 90 days but LESS than 1 year.
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Question 134 of 150
134. Question
In an insurance contract, where would you find information stating the scope of protection provided to the insured?
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Question 135 of 150
135. Question
Which describes an insurance claims adjuster’s role?
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Question 136 of 150
136. Question
Which approach would a claims adjuster use to investigate a claim?
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Question 137 of 150
137. Question
An adjuster might use which of the following pieces of equipment?
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Question 138 of 150
138. Question
Under which section of most policies would you find the Limits of Liability?
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Question 139 of 150
139. Question
Under a commercial policy what is the maximum amount available for pollutant clean up?
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Question 140 of 150
140. Question
What does an Ocean Marine Hull policy cover?
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Question 141 of 150
141. Question
Which below, is a standard insurance policy issued to businesses and organizations to protect them from liability claims for bodily injury (BI) and property damage (PD) arising out of premises, operations, products, and completed operations; and advertising and personal injury (PI) liability.
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Question 142 of 150
142. Question
A claims adjuster has a liaise role to ______________________.
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Question 143 of 150
143. Question
In the example below. How would you use Inland Insurance?
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Question 144 of 150
144. Question
When a friendly fire is intentionally set and remains within its intended limits it is __________________.
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Question 145 of 150
145. Question
What is the definition of ‘tortfeasor’ as given in the workbook?
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Question 146 of 150
146. Question
Under an Inland Marine policy, which of the following is excluded?
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Question 147 of 150
147. Question
________________________________ is the portion of an insurance policy that contains information about risk. It identifies the parties in the contract and the subject of coverage.
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Question 148 of 150
148. Question
What is the definition of a Flood Insurance policy?
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Question 149 of 150
149. Question
Which of the following is a method of claim settlement used when the insured and insurer cannot agree on how to settle a claim?
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Question 150 of 150
150. Question
Which of the following is considered a Catastrophe?
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