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License Reciprocity

Reciprocal with Texas

The states highlighted in blue are reciprocal with Texas, meaning no additional exams are required. Hooray! Just apply and pay the required fees to obtain those states’ licenses.

Designated home state - Non-Licensing States

The states highlighted in grey are Designated home states to Texas. They don't offer adjuster licenses at all, including reciprocal licenses. However, you can take our approved course and apply for Texas adjusters license and enjoy the same benefits as Texas home state licensees.

Non-resident State Exam Required

The states highlighted in red are non-resident adjusters, which means you will have to take the state-required courses in those states and pass their state's exam.

The Fine Print For West Virginia.

Alaska, Arizona, and Oklahoma do not accept Designated Home State Licenses from West Virginia. If you hold a West Virginia DHS License, you will need to pass an exam in each of those states in order to adjust claims.

License Reciprocity List.

In case you don’t like maps, here’s a snapshot of states that offer reciprocal licenses to Alaska adjusters.

Alabama

The Fine Print For Alabama.

Alaska and Arizona do not accept Designated Home State Licenses. If you hold an Alabama DHS License, you will need to pass an exam in each of those states in order to adjust claims.

Alaska

The Fine Print For Alaska.

Arizona does not accept Designated Home State Licenses. If you hold an Alaska DHS License, you will need to pass the state exam in Arizona to work as a claims adjuster.

Arizona

The Fine Print For Arizona.

Arizona does not offer a Designated Home State (DHS) License, nor does it accept DHS licenses from other states.

Arkansas

The Fine Print For Arkansas.

Alaska and Arizona do not accept Designated Home State Licenses. If you hold an Arkansas DHS License, you will need to pass an exam in each of those states in order to adjust claims.

Connecticut

The Fine Print For Connecticut.

Alaska, Arizona, and Oklahoma do not accept Designated Home State Licenses from Connecticut. If you hold a Connecticut DHS License, you will need to pass an exam in each of those states in order to adjust claims.

Delaware

The Fine Print For Delaware.

Alaska and Arizona do not accept Designated Home State Licenses. If you hold a Delaware DHS License, you will need to pass an exam in each of those states in order to adjust claims.

Florida

The Fine Print For Florida.

Alaska and Arizona do not accept Designated Home State Licenses. If you hold a Florida DHS License, you will need to pass an exam in each of those states in order to adjust claims.

Georgia

The Fine Print For Georgia.

Alaska and Arizona do not accept Designated Home State Licenses. If you hold a Georgia DHS License, you will need to pass an exam in each of those states in order to adjust claims.

Idaho

The Fine Print For Idaho.

Alaska and Arizona do not accept Designated Home State Licenses. If you hold an Idaho DHS License, you will need to pass an exam in each of those states in order to adjust claims.

Indiana

The Fine Print For Indiana.

Alaska and Arizona do not accept Designated Home State Licenses. If you hold an Indiana DHS License, you will need to pass an exam in each of those states in order to adjust claims.

Kentucky

The Fine Print For Kentucky.

Alaska and Arizona do not accept Designated Home State Licenses. If you hold a Kentucky DHS License, you will need to pass an exam in each of those states in order to adjust claims.

Louisiana

The Fine Print For Louisiana.

Alaska and Arizona do not accept Designated Home State Licenses. If you hold an Louisiana DHS License, you will need to pass an exam in each of those states in order to adjust claims.

Maine

The Fine Print For Maine.

Alaska, Arizona, and Oklahoma do not accept Designated Home State Licenses from Maine. If you hold a Maine DHS License, you will need to pass an exam in each of those states in order to adjust claims.

Michigan

The Fine Print For Michigan.

Alaska, Arizona, and Oklahoma do not accept Designated Home State Licenses from Michigan. If you hold a Michigan DHS License, you will need to pass an exam in each of those states in order to adjust claims.

Minnesota

The Fine Print For Minnesota.

Alaska and Arizona do not accept Designated Home State Licenses. If you hold a Minnesota DHS License, you will need to pass an exam in each of those states in order to adjust claims.

Mississippi

The Fine Print For Mississippi.

Alaska and Arizona do not accept Designated Home State Licenses. If you hold a Mississippi DHS License, you will need to pass an exam in each of those states in order to adjust claims.

Montana

The Fine Print For Montana.

Alaska and Arizona do not accept Designated Home State Licenses. If you hold a Montana DHS License, you will need to pass an exam in each of those states in order to adjust claims.

Nevada

The Fine Print For Nevada.

Alaska and Arizona do not accept Designated Home State Licenses. If you hold a Nevada DHS License, you will need to pass an exam in each of those states in order to adjust claims.

New Hampshire

The Fine Print For New Hampshire.

Alaska and Arizona do not accept Designated Home State Licenses. If you hold a New Hampshire DHS License, you will need to pass an exam in each of those states in order to adjust claims.

New Mexico

The Fine Print For New Mexico.

Alaska and Arizona do not accept Designated Home State Licenses. If you hold a New Mexico DHS License, you will need to pass an exam in each of those states in order to adjust claims.

North Carolina

The Fine Print For North Carolina.

Alaska and Arizona do not accept Designated Home State Licenses. If you hold a North Carolina DHS License, you will need to pass an exam in each of those states in order to adjust claims.

Oklahoma

The Fine Print For Oklahoma.

Alaska and Arizona do not accept Designated Home State Licenses. If you hold an Oklahoma DHS License, you will need to pass an exam in each of those states in order to adjust claims.

Oregon

Need Info For Oregon.

Alaska, Arizona, and Oklahoma do not accept Designated Home State Licenses from Rhode Island. If you hold a Rhode Island DHS License, you will need to pass an exam in each of those states in order to adjust claims.

Rhode Island

The Fine Print For Rhode Island.

Alaska, Arizona, and Oklahoma do not accept Designated Home State Licenses from Rhode Island. If you hold a Rhode Island DHS License, you will need to pass an exam in each of those states in order to adjust claims.

South Carolina

Need Info For South Carolina.

Alaska, Arizona, and Oklahoma do not accept Designated Home State Licenses from Rhode Island. If you hold a Rhode Island DHS License, you will need to pass an exam in each of those states in order to adjust claims.

Texas

The Fine Print For Texas.

Alaska and Arizona do not accept Designated Home State Licenses. If you hold a Texas DHS License, you will need to pass an exam in each of those states in order to adjust claims.

Utah

The Fine Print For Utah.

Alaska and Arizona do not accept Designated Home State Licenses. If you hold a Utah DHS License, you will need to pass an exam in each of those states in order to adjust claims.

Vermont

Need Info For Vermont.

Alaska and Arizona do not accept Designated Home State Licenses. If you hold a Utah DHS License, you will need to pass an exam in each of those states in order to adjust claims.

Washington

The Fine Print For Washington.

Alaska, Arizona, and Oklahoma do not accept Designated Home State Licenses from Washington. If you hold a Washington DHS License, you will need to pass an exam in each of those states in order to adjust claims.

West Virginia

The Fine Print For West Virginia.

Alaska, Arizona, and Oklahoma do not accept Designated Home State Licenses from West Virginia. If you hold a West Virginia DHS License, you will need to pass an exam in each of those states in order to adjust claims.

Reciprocity Makes It Easy.

I am licensed in 19 states and have adjusted claims from Washington to Florida, and everywhere in between. Licensing has been critical to my long-term success as an independent adjuster and reciprocity makes it easy to get and maintain multiple licenses.

Frequently Asked Questions

Reciprocity is an agreement between different states whereby an adjuster holding a license in one state can successfully apply for a license in another state and vice-versa. Texas grants licensing to nonresident individuals and entities. The Texas license will be exempt from examination and criminal history report requirements from those states.

Reciprocity, licensing benefits, is licensed adjuster obtaining licenses in other states’ agreements without passing any additional exams. With Texas license as your home state or DHS license, you can apply for those state licenses through reciprocity. Need Assistance or questions regarding additional licenses and fees? Please Contact (855) 674-6477

The bottom line: the more licenses you have, the better. Whether it’s an insurance carrier or an independent adjusting firm, employers need adjusters who can work whenever and wherever claims happen. And you can only do that if you have the proper license for that state.

For example, employers may need to send hundreds of adjusters to Florida after a hurricane. The company checks their roster and adjusters who hold a Florida license are first in line for deployment. But the large number of adjusters sent to Florida leaves holes for the daily claims that will still need to be handled in states like Georgia and Mississippi. So now they need to find adjusters who are licensed in those states to come in and work. You get the idea….

Bottom Line: being licensed in multiple states will make you more attractive to employers, increase your revenue, and allow you to help wherever you are needed.

This is one of the most common misconceptions about reciprocity. Too often, adjusters believe or hear from someone else that some states enjoy more reciprocity than others (e.g. Texas is reciprocal with 32 states!). That may have been true once upon a time, but in today’s industry, reciprocity is predicated not on what state license you have but on whether it’s your home state license. So if you want to enjoy reciprocal licensing privileges, you need to hold your home state license first. It’s that simple.

Just because your home state is reciprocal with another does not mean you can just hop across state lines and begin working claims. You need to apply for the reciprocal license and pay the state’s fees. Obtaining reciprocal licenses will cost you anywhere from $55 – $175 per state for the application fees, plus the time it takes to complete all the necessary paperwork; usually about a day or two. Most states’ applications can be completed and submitted online from either NIPR or Sircon.

Our team is passionate about providing the best insurance training courses and online classroom experience in the industry. We are committed to helping you succeed at every step of your adjusting career.

At AdjusterPro, we believe in serving our customers with transparency, honesty, and adhering to the Golden Rule, treating others as we would want to be treated.

Building our company upon these principles, here are a few other ways we differentiate from the competition:

  • We offer over 170 courses – the most comprehensive catalog in the country
  • Our simple, engaging online training was created to help you comprehend and retain information
  • Keeping your license compliant is simple with our convenient continuing education courses
  • You’ll receive honest answers from our dedicated (real-people) customer engagement team
  • 50 states strong: we offer a path to licensing for every state
  • Over 50,000 people have trained with us
  • 8 of the country’s top 10 insurance carriers train with AdjusterPro
  • 98.4% customer satisfaction rating
  • AdjusterPro is more than just online courses. We’re the nation’s go-to resource for all things adjuster. Whether it’s licensing, reciprocity, CE, networking, tips of the trade, or career advice, we’ve got you covered.

Whether you are just starting to explore the insurance claims industry, a Fortune 500 company, or are a veteran adjuster looking for additional training, we are here to help you reach your goals and achieve success.

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