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Property used primarily for dwelling
Dwelling, outbuildings, barns, animals, equipment, crops in storage (crops in the field typically require separate crop insurance)
Property used for business, recreation, worship, etc (not for dwelling)
Commercial trucks in transit and their cargo; docks, piers, bridges. Sea vessels and their cargo (the first type of insurance as we know it today
Cars, motorcycles, and covered vehicles used for non-commercial transport
Workers injured while on the job