5.1 Eligibility Of Dwellings Copy

Eligibility of Dwellings

For the property to be eligible for a dwelling policy it must:

• Not contain more than two family living units. Such as:
• Single or two-family dwelling units, townhouses, or garage apartments.
• Trailer homes and mobile homes (wheels removed and with permanent foundations)

Incidental business occupancies within the dwelling. The incidental space may not exceed more than 500 square feet and not more than 50% of the total floor

Incidental businesses could consist of:

• Doctor’s or dentist’s office
• Music and dance studios
• Private schools
• Churches

Certain dwellings are NOT eligible for coverage. They are:

• Houseboats
• Condominium units
• Apartment houses with three or more units
• The course of construction dwellings