TABLE OF CONTENTS Copy

Chapter One: Introduction to Insurance and License Requirements

1.1. LICENSING REQUIREMENTS
1.2. MAINTENANCE AND DURATION
1.3. CONTINUING EDUCATION
1.4. DISCIPLINARY ACTIONS
1.5. INSURANCE TERMS AND RELATED CONCEPTS

MARKETING PRACTICES

2.1. ELEMENTS OF A LEGAL CONTRACT
2.2. DISTINCT CHARACTERISTICS OF AN INSURANCE CONTRACT
2.3. LEGAL INTERPRETATIONS AFFECTING CONTRACTS

INSURANCE (BASICS) TERMINOLOGIES

3.1. PRINCIPLES AND CONCEPTS
3.2. FREQUENTLY USED TERMS AND DEFINITIONS
3.2. POLICY STRUCTURE
3.4. COMMON POLICY PROVISIONS
3.5. TEXAS INSURANCE LAWS REGULATIONS AND GENERAL PROVISIONS
QUIZ 1

ADJUSTER PRACTICES, RESPONSIBILITIES AND DUTIES

4.1. ROLE OF A CLAIMS ADJUSTER
4.2. CLAIM REPORTING PROCESS
4.3. UNFAIR CLAIMS SETTLEMENT

STANDARD FIRE POLICY (HOMEOWNER – DWELLING POLICY)

5.1. ELIGIBILITY OF DWELLINGS
5.2. TYPES OF COVERAGE FORMS
5.3. COMMON ELEMENTS – COVERAGE
5.4. GENERAL EXCLUSIONS – TDP 1 & 2
5.5. GENERAL EXCLUSIONS – TDP 3
5.6. LIMITATIONS
5.7. CONDITIONS – LIABILITY
5.8. LOSS SETTLEMENT
QUIZ 2

HOMEOWNER’S INSURANCE COVERAGES

6.1. TYPES OF POLICIES & COVERAGE
6.2. POLICY COVERAGES

TEXAS FARM & RANCH INSURANCE POLICY

7.1. TEXAS FARM & RANCH INSURANCE POLICY

TEXAS PERSONAL AUTO POLICY

8.1. DEFINITIONS
8.2. LIMIT OF LIABILITY
8.3. LIABILITY EXCLUSIONS
8.4. UNINSURED/UNDERINSURED MOTORISTS COVERAGE
8.5. TRANSPORTATION EXPENSES
8.6. PHYSICAL DAMAGE COVERAGE EXCLUSIONS
8.7. POLICY PERIOD & TERRITORY
8.8. ENDORSEMENTS FOR THE PERSONAL AUTO POLICY
8.9. FINANCIAL RESPONSIBILITY & COMPULSORY INSURANCE LAWS
QUIZ 3

BUSINESS OWNER POLICY

9.1. BUSINESS AUTO POLICY ELIGIBILITY

WORKERS COMPENSATION INSURANCE

10.1. GENERAL DEFINITIONS
10.2. COVERAGES
10.3. OBTAINING COVERAGE – EMPLOYER
10.4. WAGES
10.5. WAITING PERIOD
10.6. COMPENSABLE INJURIES
10.7. ENTITLEMENT TO MEDICAL BENEFITS
10.8. BURIAL BENEFITS

BOND/SURETY

11.1. PARTICIPATING TYPES
11. 2. BOND TYPES
QUIZ 4

COMMERCIAL PROPERTY – BOP

12.1. COMMON POLICY CONDITIONS FORM
12.2. BUILDING AND PERSONAL PROPERTY COVERAGE FORM
12.3. BUILDERS RISK COVERAGE FORM
12.4. BUSINESS INCOME (AND EXTRA EXPENSE) COVERAGE FORM
12.5 CAUSES OF LOSS – BASIC FORM
12.6 COMMERCIAL PROPERTY TERMS

INLAND MARINE

13.1 TYPES OF FORMS
13.2. LOSS CONDITIONS
13.3. GENERAL CONDITIONS

HULL & CARGO

14.1. MARINE HULL & CARGO
QUIZ 5

EXTENSIONS, EXCLUSIONS, AND ADDITIONAL COVERAGES

15.1. AVIATION INSURANCE
15.2. UMBRELLA LIABILITY POLICIES
15.3. WATERCRAFT
15.4. GARAGE POLICY
FINAL QUIZ 6